Personal Loans
Personal Loans – Instant Funds for Life’s Important Moments
At Parrato Financial Services, we understand that life can surprise you—with joy or with urgency. Whether it’s a wedding, a medical emergency, a dream vacation, or an unexpected expense, our Personal Loan solutions are here to support you with quick, hassle-free funding—when you need it most.
“What is a Personal Loan?”
A Personal Loan is an unsecured loan offered to individuals based on their income, credit history, and repayment ability. Since there’s no collateral required, it’s an ideal option for urgent or planned personal expenses.
Why Choose Parrato for Personal Loans?
✅ Fast Disbursal
Get funds in your account within 24–48 hours of approval.✅ No Collateral Needed
Unsecured loans with zero risk to your assets.✅ Attractive Interest Rates
Enjoy competitive rates starting from 10.5%* p.a.✅ Flexible Repayment Options
Choose a repayment tenure that suits you—up to 60 months.✅ Simple Documentation
No heavy paperwork, no hidden clauses—just seamless processing.
Ideal Use Cases for Personal Loans
Wedding or Family Functions
Medical Emergencies
Education or Certification Courses
Home Renovation
Travel or Vacation
Debt Consolidation
Gadget or Vehicle Purchase
Loan Features
| Feature | Details |
|---|---|
| Loan Amount | ₹50,000 to ₹25 Lakhs* |
| Tenure | 12 to 60 months |
| Interest Rate | Starting from 10.5%* p.a. |
| Processing Time | 24–48 hours |
| Prepayment | Available with nominal charges |
*Subject to eligibility and credit profile
Services
Contacts
Visit Us Daily
411 University St, Seattle
Have Any Questions?
+1-800-456-478-23
Mail Us
maxbizz@mail.com
Types of Home Loans We Offer
🏡 Home Purchase Loan – For buying a ready-to-move or under-construction home.
🏗️ Home Construction Loan – For constructing your own home on a plot.
🛠️ Home Renovation Loan – Finance to repair, upgrade, or renovate your home.
💰 Home Loan Balance Transfer – Lower your EMIs by transferring your existing home loan.
🏘️ Top-Up Loans – Additional funds on your existing home loan.
Home Loan Eligibility
Eligibility Criteria:
- Age: 21 to 65 years
- Salaried or Self-employed Individuals
- Stable Income Source
- CIBIL Score: 700+ preferred
- Minimum work/business experience: 2 years
Eligibility Requirements – Documents Checklist
For Salaried Individuals:
- PAN & Aadhaar Card
- 3 months’ salary slips
- Form 16 / ITR
- 6 months bank statement
- Property documents
For Self-Employed Individuals:
- PAN & Aadhaar
- Business proof (GST, Trade License, etc.)
- ITRs for last 2 years
- Profit & Loss statements
- 6 months bank statement
- Property documents
Our Banking Partners
Who Can Apply?
Salaried Professionals
✔️ Minimum income: ₹20,000/month
✔️ Employed with a reputed company
✔️ Minimum age: 21 years
Self-Employed Individuals
✔️ Valid business proof
✔️ Consistent income track record
✔️ ITRs and financial statements
Documents Required
PAN Card & Aadhar Card
Latest Salary Slips / ITRs
Bank Statement (last 6 months)
Address Proof (Utility bill, Rent agreement, etc.)
Employment/Business Proof
How It Works
Apply Online or Call Us
Submit Basic Documents
Get Instant Eligibility Check
Loan Approval & Disbursal in 24–48 Hours
Need funds urgently?
Let Parrato Financial Services help you turn your plans into reality with quick, reliable personal loans.
📞 Talk to our loan experts or 📩 Apply Now – It’s fast, flexible, and fully digital.