Loan against property
Loan Against Property (LAP) – Unlock the Value of Your Assets
If you’re a business owner or an individual in need of high-value funding, your property can be your biggest asset. At Parrato Financial Services, our Loan Against Property (LAP) solutions allow you to leverage the value of your residential, commercial, or industrial property to meet a wide range of financial needs.
“Your Dream Home, Financed with Confidence”
Get hassle-free home loans in Mumbai with Prato Financial Services. Low interest rates, quick approvals, and expert guidance.
Why Choose Prato Financial Services?
Key Features
| Feature | Details |
|---|---|
| Loan Amount | ₹10 Lakhs to ₹10 Crores* |
| Interest Rate | Competitive, starting from 8.5%* p.a. |
| Tenure | Up to 15 years |
| Processing Time | As quick as 5–7 working days |
| Prepayment | Flexible options with minimal charges |
*Subject to eligibility and valuation.
Home Loan Details
| Loan Features | Details |
| Loan Amount | ₹5 Lakhs to ₹5 Crores |
| Tenure | Up to 30 years |
| Interest Rate | Starting at 8.50% p.a. |
| Processing Fee | As low as 0.25% |
| Documentation | Minimum & hassle-free |
| Disbursal Time | 5 to 7 working days |
Services
Contacts
Visit Us Daily
411 University St, Seattle
Have Any Questions?
+1-800-456-478-23
Mail Us
maxbizz@mail.com
Types of Home Loans We Offer
🏡 Home Purchase Loan – For buying a ready-to-move or under-construction home.
🏗️ Home Construction Loan – For constructing your own home on a plot.
🛠️ Home Renovation Loan – Finance to repair, upgrade, or renovate your home.
💰 Home Loan Balance Transfer – Lower your EMIs by transferring your existing home loan.
🏘️ Top-Up Loans – Additional funds on your existing home loan.
Home Loan Eligibility
Eligibility Criteria:
- Age: 21 to 65 years
- Salaried or Self-employed Individuals
- Stable Income Source
- CIBIL Score: 700+ preferred
- Minimum work/business experience: 2 years
Eligibility Requirements – Documents Checklist
For Salaried Individuals:
- PAN & Aadhaar Card
- 3 months’ salary slips
- Form 16 / ITR
- 6 months bank statement
- Property documents
For Self-Employed Individuals:
- PAN & Aadhaar
- Business proof (GST, Trade License, etc.)
- ITRs for last 2 years
- Profit & Loss statements
- 6 months bank statement
- Property documents
Our Banking Partners
Required Documents
PAN Card & Aadhar Card
Property Documents (Title Deed, Tax Receipts, etc.)
Income Proof (Salary Slips / ITRs / Financial Statements)
Bank Statements (last 6 months)
Business Proof (for self-employed)
Ready to unlock the potential of your property?
Contact Parrato Financial Services today for a customized LAP solution.
📞 Call us or 📩 Apply Online – Your property can power your financial goals.