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Home Loan – Making Your Dream a Reality

A Home Loan is a secured financial product that helps you purchase, construct, or renovate a residential property. At Prato Financial Services, we offer personalized home loan services that align with your financial goals and ensure a smooth loan journey — from application to possession.

Whether you’re a salaried employee or self-employed, we help you get the best deal through our wide network of partner banks and NBFCs.

“Your Dream Home, Financed with Confidence”
 

Get hassle-free home loans in Mumbai with Prato Financial Services. Low interest rates, quick approvals, and expert guidance.

Why Choose Prato Financial Services?

  • Lowest interest rates starting from 8.50% p.a.
  • Fast approvals & disbursals within 5–7 working days
  • Flexible repayment tenures up to 30 years
  • Expert guidance on documentation & eligibility
  • Partnerships with Top Banks & Housing Finance Companies
Serving all areas of Mumbai & Navi Mumbai

Home Loan Details

Loan FeaturesDetails
Loan Amount₹5 Lakhs to ₹5 Crores
TenureUp to 30 years
Interest RateStarting at 8.50% p.a.
Processing FeeAs low as 0.25%
DocumentationMinimum & hassle-free
Disbursal Time5 to 7 working days
Types of Home Loans We Offer
  • 🏡 Home Purchase Loan – For buying a ready-to-move or under-construction home.

  • 🏗️ Home Construction Loan – For constructing your own home on a plot.

  • 🛠️ Home Renovation Loan – Finance to repair, upgrade, or renovate your home.

  • 💰 Home Loan Balance Transfer – Lower your EMIs by transferring your existing home loan.

  • 🏘️ Top-Up Loans – Additional funds on your existing home loan.

Home Loan Eligibility

Eligibility Criteria:

  • Age: 21 to 65 years
  • Salaried or Self-employed Individuals
  • Stable Income Source
  • CIBIL Score: 700+ preferred
  • Minimum work/business experience: 2 years
Eligibility Requirements – Documents Checklist

For Salaried Individuals:

  • PAN & Aadhaar Card
  • 3 months’ salary slips
  • Form 16 / ITR
  • 6 months bank statement
  • Property documents

For Self-Employed Individuals:

  • PAN & Aadhaar
  • Business proof (GST, Trade License, etc.)
  • ITRs for last 2 years
  • Profit & Loss statements
  • 6 months bank statement
  • Property documents
Our Banking Partners
Ready to Apply?

Get a FREE loan consultation today!
Let our experts help you choose the right business loan that matches your goals.

📞 Call us at: +919769218830
📧 Email: info@pratofinance.in
📍 Visit us: Thane West