Debt Consolidation
Debt Consolidation Loans – One Loan. One EMI. Complete Peace of Mind.
Are multiple EMIs draining your finances and peace of mind? At Parrato Financial Services, our Debt Consolidation Loan helps you combine all your existing high-interest debts into a single, manageable loan—reducing your monthly burden and making repayment easier.
“Your Dream Home, Financed with Confidence”
Get hassle-free home loans in Mumbai with Prato Financial Services. Low interest rates, quick approvals, and expert guidance.
Why Choose Prato Financial Services?
What is a Debt Consolidation Loan?
A Debt Consolidation Loan allows you to combine multiple debts—like personal loans, credit card dues, business loans, or other high-interest borrowings—into a single loan with a lower interest rate and a fixed repayment schedule. This simplifies your finances and can save you a significant amount on interest over time.
Why Choose Parrato for Debt Consolidation?
✅ Lower Interest Rates
Save more by switching from high-interest credit cards or unsecured loans to a lower-cost structured loan.✅ Single EMI, Better Control
Say goodbye to juggling multiple due dates and bills. One loan, one EMI—simple and stress-free.✅ Improved Credit Score
Timely repayment of a consolidated loan can help improve your credit score over time.✅ Flexible Repayment Tenure
Choose a tenure that fits your financial comfort—up to 5 years.✅ Fast Approval & Disbursal
Minimal paperwork and quick processing so you can take control without delay.
When to Consider Debt Consolidation
Multiple EMIs affecting your monthly cash flow
Rising credit card interest piling up
Difficulty managing various lenders and timelines
Need to streamline finances and avoid defaults
Planning for financial recovery and discipline
What Debts Can You Consolidate?
Credit Card Outstanding Balances
Personal Loans
Business Loans
Medical Bills / Emergency Loans
Consumer Loans (appliances, electronics)
Overdrafts & Private Loans
Loan Details
| Feature | Details |
|---|---|
| Loan Amount | ₹50,000 to ₹25 Lakhs* |
| Interest Rate | Starting from 10.5% p.a.* |
| Tenure | 12 to 60 months |
| Processing Time | 2–5 working days |
| Prepayment | Available with minimal charges |
*Rates and eligibility depend on your credit profile and loan history.
Services
Contacts
Visit Us Daily
411 University St, Seattle
Have Any Questions?
+1-800-456-478-23
Mail Us
maxbizz@mail.com
Types of Home Loans We Offer
🏡 Home Purchase Loan – For buying a ready-to-move or under-construction home.
🏗️ Home Construction Loan – For constructing your own home on a plot.
🛠️ Home Renovation Loan – Finance to repair, upgrade, or renovate your home.
💰 Home Loan Balance Transfer – Lower your EMIs by transferring your existing home loan.
🏘️ Top-Up Loans – Additional funds on your existing home loan.
Home Loan Eligibility
Eligibility Criteria:
- Age: 21 to 65 years
- Salaried or Self-employed Individuals
- Stable Income Source
- CIBIL Score: 700+ preferred
- Minimum work/business experience: 2 years
Eligibility Requirements – Documents Checklist
For Salaried Individuals:
- PAN & Aadhaar Card
- 3 months’ salary slips
- Form 16 / ITR
- 6 months bank statement
- Property documents
For Self-Employed Individuals:
- PAN & Aadhaar
- Business proof (GST, Trade License, etc.)
- ITRs for last 2 years
- Profit & Loss statements
- 6 months bank statement
- Property documents
Our Banking Partners
Required Documents
KYC Documents (PAN & Aadhar)
Bank Statements (last 6 months)
Salary Slips / ITRs (last 2 years)
Details of existing debts or EMI schedules
Simplify your debt, take control of your finances.
Parrato Financial Services is your trusted partner in financial freedom.
📞 Call us now or 📩 Apply Online to consolidate your debt and breathe easy.